Savings, checking & CDs

High-yield savings, no-fee checking and fixed-term CDs — compared the way desjardins accesd users compare features, adapted for the U.S. market.

AccountTypeAPYMin. balanceRating
Cascade High-Yield Editor's Choice
Online savings
Savings4.85%$0★★★★★
Emberline Saver
Online savings
Savings4.62%$100★★★★☆
Meridian Free Checking Editor's Choice
No-fee checking
Checking0.45%$0★★★★★
Havenport Rewards
Cash-back checking
Checking1.10%$1,500★★★★☆
Prairie 12-month CD Editor's Choice
Fixed-term deposit
CD5.20%$500★★★★★
Stratton 24-mo CD
Fixed-term deposit
CD4.95%$1,000★★★★☆
Why we exist

U.S. account terms shouldn't be a chore

We translate every fee schedule into plain English. Where Canadian banks (such as those running the accesd platform) publish standardized disclosures, U.S. banks often do not — so we do the translation for you.

5-minute summaries

Every account page distills 30+ pages of legalese into a 5-minute read.

Fee transparency

Maintenance, overdraft, foreign ATM, wire fees — all surfaced upfront.

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App quality scored

Each banking app rated using a rubric inspired by the acces d user experience.