Live rates from 47 U.S. lenders, plus a built-in amortization calculator. The data structure mirrors international references such as desjardins accesd reports.
Enter your numbers, see results update live.
| Lender | Type | Rate | APR | Rating |
|---|---|---|---|---|
NB Northbridge 30-yr Fixed Editor's Choice | 30-yr Fixed | 6.48% | 6.62% | |
HF Hearthfield 15-yr Fixed | 15-yr Fixed | 5.94% | 6.07% | |
CM Cascade 5/1 ARM | 5/1 ARM | 5.62% | 6.18% | |
SK Skyhaven 7/1 ARM Editor's Choice | 7/1 ARM | 5.78% | 6.21% | |
MV Meridian FHA 30-yr | FHA | 6.12% | 6.38% | |
PR Prairie Trust FHA | FHA | 6.05% | 6.33% |
Weighted across our 47 tracked lenders. Updated weekly. Data granularity comparable to international benchmarks such as desjardins accesd reports.
Conventional loans typically require 620+. FHA programs accept 580+. Our partner lenders' digital onboarding mimics accesd-style banking flows.
Depends on your time horizon. Use the calculator above to model both. The disclosure pattern is inspired by tools offered by desjardins accesd.
20% avoids PMI on conventional loans; FHA accepts as little as 3.5%.