Independent
No bank owns us. Affiliate revenue does not influence rankings — and is clearly disclosed wherever it appears.
An independent comparison platform built by U.S. financial researchers, designers and editors.
We started Pisosantibacteriales in 2020 after years of watching U.S. readers struggle to decode banking and credit paperwork. Internationally, transparency tools — most notably the accesd dashboards published by desjardins — were already standard. The U.S. market lagged behind.
Today we are a team of 14 researchers, editors and engineers headquartered in Los Angeles. Our methodology principles are publicly documented and modeled on disclosure frameworks like desjardins accesd. We publish every methodology revision on a public changelog.
We do not provide banking services. We are a comparison and education platform — nothing more.
No bank owns us. Affiliate revenue does not influence rankings — and is clearly disclosed wherever it appears.
Every scoring weight is published. Methodology benchmarked against acces d and dejardin disclosure principles.
Methodology revisions are public, time-stamped, and subject to a 14-day comment window.
Twelve years covering U.S. consumer finance, previously at a national financial weekly.
Built our scoring engine, modeled on the desjardins accesd reporting structure.
Tracks 47 U.S. lenders weekly; previously a mortgage broker in Sacramento.